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Income Innovation Day Autumn 2025: Key Highlights

The Voicescape team and its guest speaker customers on-stage at Voicescape's Income Innovation Day

This November, Voicescape's Income Innovation Day in London arrived at a critical moment for the sector. With rising arrears linked to the cost-of-living crisis, recent high rent increases, the pressures of UC migration, and teams experiencing burnout and restructures, income leaders are being asked to deliver better results with fewer resources, and with far greater accountability. 

Against this backdrop, the day brought together housing associations and local authorities from across the country to share honest experiences, operational insight and practical strategies for building more resilient income services. Our customers’ openness, combined with an engaged, solutions-focused audience, set the tone for a day where attendees left not just informed, but equipped: with new perspectives, proven approaches, and immediately actionable ideas to strengthen their income strategy for 2026 and beyond. 

Hosted by Voicecape’s Lewis Murray (Senior Account Manager), with a presentation from Avril Houghton (Business Development Manager), it was great to have an open dialogue on the challenges income teams are currently facing and how our solutions can step in to help maximise revenue collection. Currently, the state of the sector is rife with change, from new legislative changes to macro factors like higher living costs; it’s clear that innovation is essential for managing today’s income challenges.

Across our customers, Voicescape technology has consistently helped drive down arrears while significantly reducing officer caseloads. From the three customers presenting on the day, we saw Thirteen has benefitted from a 45% arrears reduction, whilst MHS Homes continues to see caseloads 59% smaller than with a legacy platform. During these talks, we also noticed a key theme of Caseload Manager when addressing strategic challenges: its resilience and stability – a strong advantage during times of change, especially when making income collection more sustainable in the long run. Beyond its ability to absorb UC migration without impacting workloads, Caseload Manager effectively performs risk profiling through AI and ML, supported by our behavioural science research, to initiate effective early interventions.

Thanks again to Thurrock CouncilMHS Homes Group and Thirteen Housing Group for speaking at the event, as well as all our attendees – your contributions helped make the day all the more successful and thought-provoking for our Q&A session afterwards. 

Contents

Customer Success Stories from the Day 

 From here, we’ll dive into the success stories from our three customer speakers at the event: Thurrock Council, MHS Homes and Thirteen Group – and the strategic lessons from each. The success stories they shared demonstrate the combined power of voice, AI and ML in application and how Voicescape’s income solutions are making a real-life impact.  

We’ll start off with Thurrock Council, whose experience is especially valuable at the start of their income transformation journey. Six months into using Caseload Manager, they showed what early adoption looks like - the cultural shift, the operational gains and the immediate financial impact a council can achieve within the first half-year.  

How Caseload Manager has benefited Thurrock Council so far 

Debbie Holton, Housing Rents and Welfare Manager, with her team members Tracy Sullivan and Joshua Kaye, talked about how Caseload Manager helped Thurrock Council increase collections and be more intuitive in their income operations and case-by-case approach. 

The Challenge: 

  • They were in the market for a new solution as their previous provider was rules-driven and outdated in practice. Some core functionality was only available through costly upgrade modules, something the council were keen to avoid.
  • In addition to this, Thurrock were facing internal pressures, such as Section 114, which meant they needed to look at savings now more than ever.
  • They began looking at alternatives in August 2024. Following this research, they met with a couple of providers in May 2023, one of which was Voicescape, at Housing 2023 in Brighton. Then, in June 2023, they attended a Voicescape Income Innovation day, where they witnessed the incredible impacts at Hyde Group and agreed that Caseload Manager was the solution which aligned directly with their operational pressures and strategic priorities. 

The Solution: 

  • Thurrock chose Caseload Manager because it unlocked exactly what their income services needed: AI and machine learning that sharpens case insight, automation that works and inbound contact that happens on the customer’s terms. The combination freed officer time, improved accuracy and delivered measurable uplift almost immediately.  
  • Caseload Manager went live in April 2025, and the system began learning from Thurrock's actions on the HMS. When they first implemented, they eased into automation, starting with a few days a week (focusing on one tenure type). They intentionally phased automation in to protect capacity and give officers time to adjust.
  • This deliberate approach built confidence early, and by June 2025, the team were working more efficiently and seeing smoother performance across all their patches.
  • Automation created a new way of working for the team, when they went live with Collections in June 2025. A turning point for the council, this introduced a more modern, insight-driven way of working.  Rather than seeing this as a challenge, one of Debbie Holton’s top tips of the day was to treat it as a cultural step forward - managing the change intentionally, involving staff early, and building shared ownership. She highlighted how early engagement with the team was critical in making the transition smooth and successful.  

The Results: 

  • In the first week of using automation across all patches, they collected an additional £100K 
  • From go-live in June, there has been an 80% tenant transfer rate from the automated outbound engagement.
  • Improved performance: Thurrock hit its monthly collection targets for the first 6 months of the rent year, which was historically challenging – this has not been achieved since pre-pandemic times.
  • More accurate caseloads allowed Thurrock to concentrate on the complex high arrears cases.
  • Cost savings against their previous product.
  • Increased collection and customer contact meant this was the right decision for the team and the business. 

Voicescape increased collections and contacts, meaning that it was the right decision for the team and the business.” – Josh Kaye, Thurrock Council’s Rent & Welfare Team 

More accurate caseloads allow organisations to concentrate on the complex high arrears cases and spend their time more wisely on priority tasks – and Thurrock Council themselves are already seeing the return on investment. 

 The next presentation of the day was MHS Homes, who shared their successes after a year of using Caseload Manager. 

MHS Homes’ Journey with Caseload Manager 

MHS Homes Group manages over 10,000 homes across North Kent, operating as a charitable housing association for people who need affordable housing most. Matt Eddy (Business Improvement Manager) spoke on their journey with Caseload Manager, the features they found invaluable, and how far they’d come as an organisation since they started. 

 Their Background: 

Pre-COVID, MHS focused on stretching the use of their existing HMS. However, in 2021, they realised that they had maximised their efficiency and needed to make a change. They wanted to implement another case management solution, however, they were limited to 8,000 units due to the associated high costs. 

The Challenge: 

  • In March 2024, MHS were struggling to see ROI from a previous system, where arrears had only reduced by 0.17% over 3 years (4.20%); from this, they could not justify the higher costs needed and looked for alternatives.
  • Staff were frustrated by having to jump between systems – due to a lack of arrangement and notes integration.
  • Inconsistent customer and staff experience.  

The Solution: 

  • After attending a Voicescape event in September 2023, MHS focused on staff demos, procurement approval and project kick-off – with Caseload Manager live in September 2024 and Collections (automation) live in the following November.
  • Voicescape’s entrance into the market gave MHS Homes more choice, which meant budget savings from day one. 

The Results: 

  • Case recommendations down – 59% reduction in case recommendations
  • Gross Arrears 4.11% at go live, down to 3.27% (23% decrease)
  • Current year collection rate – 101.3%
  • Staff are happy and motivated 

Our caseloads have reduced by 59% – last week one officer had twenty recommendations on her patch – so it really has made a massive difference. Our arrears have dropped, and our arrears are targeted at 3%, and on our projections show we are about 4 weeks ahead of schedule. Our collection rate is over 100% and we have happy, motivated members of staff.” – Matt Eddy, Business Improvement Manager at MHS Homes 

Staff appreciate the wealth of data analysis within the system, and, for MHS Homes, they mentioned how they greatly appreciated Caseload Manager’s daily processing and great management insight.  

 Thirteen rounded off the customer presentations with an explanation of their journey with Caseload Manager 4 years on, from development partner to achieving sustainable success. 

Thirteen Housing’s Journey with Caseload Manager: 4 years on 

Thirteen Group spoke on how much of a consistent, positive impact Caseload Manager had continuously had on their arrears position over the past few years. 

 The Challenge: 

  • They have one of the most deprived tenant cohorts in the country – Tees-Valley, the North-East, Yorkshire & The Humber– with high levels of ASB, crime and unemployment. 
  • They were an early adopter of an income analytics system, but it was a rules-based system which did not allow bespoke recommendations to tenants. They knew something was missing with their strategy; they had tried hand-written letters, different coloured envelopes, and were seeing minimal interaction and impact. They previously believed tenants preferred face-to-face; however, this used a lot of their staff time and unintentionally overwhelmed and irritated tenants. 

The Solution: 

  • Thirteen switched from a legacy rent income analytics solution to Caseload Manager in 2021
  • By embracing technology, they had:
  • Automated transactional engagement.
  • Right contact, at the right time using machine learning.
  • Freed up time to have more trusted, supported conversations.
  • Caseload Manager had behavioural science at its heart, which enabled Thirteen to better understand their tenants, their behaviour and the most appropriate way to approach them. 

The Results: 

  • Caseload Manager made a difference to Thirteen’s income performance, noting that the debt had consistently reduced over the years, seeing performance no longer take a hit at peak times.
  • After 2 years of reducing debt, Thirteen knew further innovation was needed to keep driving it down and maximise performance – and Caseload Manager had continued to develop and bring new features, such as embedding the pay-by-link into all their messages.  This year to date, they increased collections by £187K from ad hoc messaging alone.
  • Arrears reduced by 45% over 4 years, Thirteen’s arrears are at their lowest ever at 2.4% (previously at 3.8% at implementation)
  • Through its multi-channel approach, led by voice, Caseload Manager has had a significant impact on arrears over the years. 

The sector’s been really difficult at the moment, there’s loads of change, so for us Voicescape technology has been key to making sure we’ve got the resources to support our customers, but also to make sure our colleagues aren’t burning out.” – Caroline Harroway, Housing Services Manager at Thirteen Group 

Why Behavioural Science Matters in 2026 Income Strategies 

  • Based on the evidence above, Thirteen Group saw the benefits in innovating, and behavioural science messaging was at the forefront of their success in reducing debt. From daily intervention recommendations to pay-by-link messaging, the system considers each individual resident.
  • Behavioural science underpins our housing technology and keeps recommendations tailored, human and powerful on a daily basis through the power of voice.
  • It bridges the gap between your resident and organisation to better build trust.
  • It keeps resident relationships positive, consultative, and constructive.

What makes sustainable income strategies 

One of the most important aspects to consider with income strategies is whether it can be sustainable long-term, and we’ve seen the benefits a sustainable income strategy can have with our customers.  

When looking at the numbers from the day, we discussed the year-on-year success of Hyde Group and Voicescape’s influence on their CTA debt performance (2021 – 2025). We reflected on how we helped Hyde with their reduction in arrears after implementing Caseload Manager and Collections, from 5.4% (2021) to 4.28% (2025). As a result of implementing Caseload Manager and Collections, Hyde saw their caseloads reduce by 65%, having reduced their CTA debt by 20.6%. (See further details in our case study for Hyde) 

 Alongside the outstanding numbers Caseload Manager produced, there was a strong commentary throughout the day on the importance of implementation excellence; which was a huge discussion point during our Q&A session. This covered: 

  • The Voicescape implementation approach – our onboarding team (CSM and implementation specialists) are on-hand to make sure you get the best results from Voicescape and a smooth implementation to ensure you achieve your goals.
  • The importance of data flow understanding – how our solution maps data, transforms and how it is used in practice with your current HMS.
  • The cultural shift with automation and data processing – a particularly powerful aspect of Caseload Manager: the continual data refresh and daily updates, which allow the latest information on customer payments and challenges.

To summarise the impact that Caseload Manager provides: 

  • Engagement that works and automation officers can trust
  • Improved arrears positions
  • The most accurate case list data to income teams
  • Unlocked time for officers: meaning less cases for officer review

Join us for our next Income Innovation Day 

Stay tuned for our next Income Innovation Day in our events section and join us for a day of thoughtful discussion. With in-depth looks at how our Income solutions operate, as well as how they integrate, we talk about how our solutions help you follow best practices and deliver on your arrears targets. 

During our Income Day lunch break, we provide demonstrations to test our Caseload Manager solution for yourself and see why it’s changing the game for their income teams. On the day, you can do this by joining our 'genius bar' where you can get hands-on experience of our system and speak with an expert from our team. 

Our Voicescape Income Innovation Day offers the perfect opportunity for demonstrations, questions and product insights for those considering embarking on their Voicescape journey for the first time. After a day of presentations, we invite you to join us for post-event fun and networking drinks afterwards – a relaxed and engaging way to continue the conversation and meet similar organisations ahead of our next event! 

 Can’t wait for the next day to get started? Book a demo here. 

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